{"product_id":"the-friendship-prenup-12-clauses-for-buying-a-home-with-a-friend","title":"The Friendship Prenup: 12 Clauses for Buying a Home With a Friend","description":"\u003ch2\u003eA mortgage is a thirty-year contract. A friendship isn't one.\u003c\/h2\u003e\n\u003cp\u003eYou and your best friend, or your sister, or your old flatmate are buying a place neither of you could afford alone — and neither of you has said the word \"exit\" out loud. The free advice on this comes as one sentence: \u003cem\u003eget a cohabitation agreement\u003c\/em\u003e. Nobody tells you what goes in it.\u003c\/p\u003e\n\u003cp\u003eThis guide is the twelve clauses, the numbers to fill into each one, and the words for raising them with someone you love. By the end you will have a filled-in agreement covering the split, the running costs, the shocks and the exit — plus a one-page brief your solicitor can draft from, instead of billing you to work out what you meant.\u003c\/p\u003e\n\n\u003ch3\u003eWho it's for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eTwo people who are \u003cstrong\u003enot a couple\u003c\/strong\u003e buying together — friends, siblings, cousins — anywhere between \"we should actually do this\" and the week before exchange\u003c\/li\u003e\n\u003cli\u003eAnyone pooling \u003cstrong\u003eunequal deposits\u003c\/strong\u003e, where fifty-fifty is the easy answer and not obviously the right one\u003c\/li\u003e\n\u003cli\u003ePeople who \u003cstrong\u003ealready co-own and wrote nothing down\u003c\/strong\u003e, working the clauses as a retrofit\u003c\/li\u003e\n\u003cli\u003eThe parent lending the deposit, who needs third-party money to have a clause of its own\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it's NOT for\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eMarried couples and civil partners — your property sits under a different regime, and an agreement between you carries much less weight\u003c\/li\u003e\n\u003cli\u003eBuy-to-let investment partnerships, where the tax and the structure differ\u003c\/li\u003e\n\u003cli\u003eAnyone hoping to sign something \u003cem\u003einstead of\u003c\/em\u003e seeing a solicitor. This is preparation for legal advice, not a replacement for it\u003c\/li\u003e\n\u003cli\u003eBuyers outside England and Wales who want the exact mechanisms — the twelve questions transfer, the forms and statutes don't\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWhat makes it different\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eClauses, not encouragement.\u003c\/strong\u003e Twelve of them, each with a worksheet and a real default: the buyout formula and who values the house, the notice period, the deadlock ladder, the missed-payment trigger, the cross-option on death.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe conversation is half the product.\u003c\/strong\u003e A scripted opening line for every clause, the answer to \"don't you trust me\", and a timed 90-minute agenda that gets it decided in one sitting.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eReal 2026 figures, sourced and dated.\u003c\/strong\u003e What a declaration of trust actually costs, what a RICS valuation runs to, what mediation costs per party, and the Stamp Duty rule that turns on your co-buyer's history rather than yours.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eBook the ninety minutes\u003c\/h3\u003e\n\u003cp\u003eWritten for England and Wales, checked August 2026. Not legal advice — it is the deciding, done properly, so the drafting is quick and the agreement says what you actually meant. Download it, fill your side in pencil tonight, and put the session in both calendars. If it doesn't help, contact us within 14 days for a refund.\u003c\/p\u003e","brand":"Graspberry","offers":[{"title":"Default Title","offer_id":54468129685843,"sku":null,"price":27.95,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1086\/7929\/9411\/files\/fpn-01-cover-mockup.png?v=1785682166","url":"https:\/\/graspberry.co\/products\/the-friendship-prenup-12-clauses-for-buying-a-home-with-a-friend","provider":"GraspBerry","version":"1.0","type":"link"}